Who Is Obamacare Good For?

Who Is Obamacare Good For? Obamacare Pros And Cons

The main objectives of the Affordable Care Act (ACA) were to reduce the rate of increase in healthcare costs and to increase the number of Americans who have access to health insurance. Obamacare has been the subject of arguments ever since it was introduced, but in all of the political mess, it’s important to know who gains from this important health reform.

The Affordable Care Act has greatly enhanced health equity in the US since it was passed on March 23, 2010. All Americans, including women and their families, children, the elderly, individuals with disabilities, LGBTQI+ people, and communities of color, had better health due to this important law.

Essential health benefits are available to everyone, including prescription medications, wellness checkups, mental health and drug addiction treatment, prescription pharmaceuticals, and preventive and rehabilitative care, among many other things. The Biden-Harris administration is dedicated to advancing the ACA’s achievements and ensuring that everyone in America has access to health care.

Who is eligible to use Obamacare

To qualify for Marketplace health coverage enrollment, you must:

• Must live in the United States.
• Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses.
• Can’t be incarcerated.

Obamacare Pros And Cons

Who Is Obamacare Good For?

Health of Older Adults and People with Disabilities 

• Established the CMS Innovation Center (Center for Medicare & Medicaid Innovation) to create and evaluate innovative approaches for healthcare delivery and reimbursement. The goals of this were to enhance patient care, reduce expenses, and encourage patient-centered practices in the Children’s Health Insurance Program (CHIP), Medicare, and Medicaid.
• Contributed $50 million to support the ongoing growth of the Aging and Disability Resource Center (ADRC) Program, which helps people at crucial pathways—places or times when people make significant decisions regarding long-term care.
• closed the “donut hole” for Part D prescription pharmaceuticals, lowering the cost of medications for senior citizens.

Health of Women and Families

• Prenatal care, screening and counseling for domestic violence, HIV screening and STI counseling, well-woman visits, breast and cervical cancer screenings, birth control and counseling, and prenatal care are all included in required plans for women without requiring them to pay for themselves.
• established the Pregnancy Assistance Fund (PAF) to enhance the economic, social, educational, and health outcomes for women, dads, and their families who are pregnant or are raising teenagers.
• allowed states to eliminate categorical limitations that previously prohibited many low-income persons from enrolling in Medicaid and increase eligibility up to 138% of the Federal Poverty Level ($17,774 for an individual and $36,570 for a family of four).

Mental Health and Substance Use Support 

• developed the Health Home State Plan Option to offer complete care coordination to people with long-term illnesses, including mental and drug abuse disorders.
• The Office of Behavioral Health Equity of the Drug Abuse and Mental Health Services Administration (SAMHSA) was established to coordinate efforts to lessen the disparities in mental and drug use disorders among populations.
• millions of dollars to the Primary Behavioral Health Care Integration grant program, GLS Campus Suicide Prevention, and Garrett Lee Smith State and Tribal Program.

The health of LGBTQI+ and Communities of Color

• prohibited discrimination in covered health services or activities, including health insurance, on the grounds of race, color, national origin, age, handicap, or sex (including pregnancy, sexual orientation, and gender identity).
• cut the percentage of LGBTI+ people without insurance in half since 2010.
• Following the ACA’s enactment in 2010, almost 3 million Black Americans and 4 million Latinos have received coverage.

If you have Medicare coverage, you’re not eligible to use the Marketplace to buy a health or dental plan. Learn more about Medicare and the Marketplace.

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